Personal Finance Tools

The Balance presents a number of personal finance software or the best free software for managing your money and budget. You can put these apps to your smartphone or tablet.

First is BudgetPulse an easy to use free online personal finance software that can integrate information from other budget tools and financial reports. You can download transactions automatically without the need enter financial account numbers and passwords. Import downloaded transactions from your bank or enter via your keyboard.

Next is Mint a personal finance tool awarded the 2011 best online personal finance software. Aside from tracking your account in one place, Mint can find customized financial products and services for you to see in a particular folder.

A third is the CalendarBudget, a free online app that shows your transactions and upcoming bills or electronic payments on a color-coded calendar. The budgeting process in this app can help you forecast your financial goals for some years.

IExpenseOnline is a simple to use app that is ideal for those who want to do a detailed budgeting process. The format is not complicated looking, and it has a tracking expense, an excellent tool for someone who is used to monitoring daily or weekly costs.

The Yodlee MoneyCenter is a budgeting tool that can be used by working in offices. It provides a combined view of personal finance accounts, along with net worth reporting, and mobile and email alerts. Yodlee MoneyCenter has an online bill pay component and is free.

ClearCheckbook is an app that is appropriate for those with checking account. The free online personal finance tool can track your account and budget in one place. Because you never enter your account numbers into the app, your data is secure.

NeoBudget is known as an envelope budgeting software that costs $2.50 per month. The app uses images to show how much money has been set aside to pay bills or for savings. The personal finance tool includes a solution process or debt reduction module to help you with your online budget.

eFinPLAN is online software designed for business or corporate people. It provides the tools required to create a personal financial plan for $98 per year with a 50% discount for disabled individuals and single parents. Instead of paying a financial planning professional, the software enables you to be a financial planner.

An online personal finance app that puts together envelope budgeting with other money management tools is Mvelopes. The software includes access to an online community, and 24×7 help. It includes a debt reduction tool. A free version is available, but without some features and with limited accounts and envelopes. Depending on the subscription plan, Mvelopes costs $9.95 per month or $95 per year which can be paid online.

PearBudget Online Budgeting Software is a simple web-based budgeting tool that uses an envelope budgeting model to help you avoid debt and overspending. Subscription costs $3 per month.

Browse the money management apps at the Chrome Web Store. Most are free. The Google Chrome Money Management Apps and Extensions has both free and paid money personal finance tools which make handling financial tasks from within Chrome highly convenient.

Leave a Reply